Creative Real Estate Investing with Frances Chau
Discover how to triple your wholesale income, create win-win deals
that actually close, and help families avoid foreclosure
— without banks, high risk, or years of trial and error.

Most wholesalers fail because they:
Don’t understand Subject-To structures.
Can’t create win-win solutions for sellers in distress.
Waste time chasing bad leads or the wrong contracts.
Meanwhile, the “gurus” charge $10,000+ just to show you the basics — leaving most investors priced out.
Inside 3X Income for the Super Wholesaler, you’ll learn:
The Subject-To Method: How to take over existing financing and create deals without banks.
Scripts That Work: Proven conversations that build trust and get sellers saying yes.
Foreclosure Solutions: Help families in real need while building your own business.
$10K Secrets Simplified: The same principles other mentors charge 5 figures for — broken down into a step-by-step guide you can apply today.
Find Motivated Sellers
Who are ready to hand you
the keys to their property
Proven Scripts
Talk to Sellers and
Listing Agents Confidently
Deal Structure BluePrint
Create win-win scenarios
while building value and trust
ABOUT THIS BOOK
This eBook could easily sell for thousands (and my colleagues do charge that much)…
But I’m not here to lock you out of the game.
I’m here to open the door.
👉 That’s why you can get 3X Income for the Super Wholesaler for just $27 today.
What You’ll Get:
How to find sellers ready to hand you the keys to their property
My deal structure blueprint for no-money, no-credit transactions
How to protect yourself legally while still creating win-win deals
Scripts for talking to sellers and agents so you get yes more often
Real-world case studies from deals closed in less than 30 days
TARGET AUDIENCE
What my Students are Saying?

Francis R.
Insurance Sales Rep.
"I never thought I could be real estate investor without cash or credit. Frances helped me close my first Subject-to deal in under 30 days and I made $10,000."

Barbara H.
Realtor - Texas
"Frances' philosophy is rooted in helping homeowners in tough situations while walking away with dignity. She is fair and creative. Everyone walks away a winner."

Ronnie D.
City Building Inspector
"I have replaced my income many times over. During the COVID-19 pandemic I made $500K. Frances taught me how to lower my risk and make money in any market."
BOOK CHAPTERS
What's inside?
Wholesale Mindset
Beliefs that separate winners from wannabes
No Bank Qualifying
Acquire real estate without having to take out a new loan
Find Your Market
Work in your own backyard or the next county over
Motivated Sellers
Where to find them and how to build rapport and trust
The Power of CREI
Why you don't need banks to build wealth
Negotiate Like a Pro
Scripts and techniques that close more deals
Legal Contracts
Use the right forms and close at an investor friendly Title Company
Avoid Mistakes
How to dodge common errors that many new wholesalers make
ABOUT ME
Hi, I'm Frances!
A cancer survivor, Creative Real Estate Investor, and Mentor who’s been helping people build wealth without relying on banks, perfect credit, or huge cash reserves for over 20 years.
After closing so many deals—most for $0 out of pocket—I’ve mastered strategies like Subject-To, Seller Financing, and other creative approaches that turn everyday people into confident investors.
My mission is simple: to equip you with the tools, contracts, and confidence to create lasting financial freedom—while doing it with integrity, compassion, and a win-win mindset.
If you’re ready to stop dreaming and start closing, you’re in the right place.

FAQ
Got questions?
This ebook is for aspiring and active real estate wholesalers who want to master Subject-To deals, create win-win solutions for sellers, and close deals faster without relying on banks or large amounts of capital.
If you’re already wholesaling but want to increase your deal flow, close more leads that others throw away, and add a high-profit strategy to your toolbox, this ebook will show you exactly how.
Yes. The principles apply nationwide. The ebook also shares tips for navigating state-specific rules so you can operate legally and ethically wherever you are.
If you follow the exact steps I teach, many students close their first deal in 30 days or less—even without cash, credit, or prior experience.
The ebook itself focuses on strategy and step-by-step execution. However, you’ll have the option to upgrade and get access to my complete library of contracts, addendums, and legal templates.
Absolutely! You don’t need prior real estate experience to benefit. The book walks you through my step-by-step process so even a complete beginner can close their first Subject-To deal in 30 days or less.
Most wholesaling guides teach you how to get properties under contract at deep discounts. My method shows you how to close deals other wholesalers walk away from—while helping sellers in tough situations and earning 5-figure paychecks.
No license is required to do Subject-To deals. I’ll also share how to protect yourself legally and work with title companies to ensure clean, professional closings.
No. You can close Subject-To deals with little to no money out of pocket. The book shows you exactly how to structure deals so you’re paid before you invest your own funds.
I offer additional coaching and mentorship programs for students who want more guidance. You can also join my CREI community to network with like-minded investors.
Every month you wait, you miss out on deals that could have paid you $10K–$25K.
This isn’t about theory — it’s about plugging into systems that actually close deals.
⚖️ Due to the digital nature of this eBook, all sales are final.
But here’s my promise: If you take what’s inside and apply it, you’ll be miles ahead of 90% of wholesalers still fumbling in the dark.

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3X Income for the Super Wholesaler